We read everything.
We decide nothing.
Perceiva reads every policy, claim, and evidence document in a file — then shows your adjusters and underwriters exactly what's covered, what's excluded, and what's missing, with the clause citations to prove it. Your people keep the decision. They just make it in minutes.
Now onboarding design partners · Private beta · 2026
Illustrative sample — not live customer data.
A claim file is 20+ documents. The answer is buried in all of them.
Adjusters aren't slow because they lack skill — they're slow because the truth of a claim is scattered across intake forms, medical records, police reports, and endorsements. Perceiva reads every page so your people can decide, not dig.
Three things, done to an audit standard.
Policy documents, FNOL forms, medical records, receipts, and photos — every page is parsed into structured, verifiable facts the moment it lands.
Every fact is cross-referenced against the exact clause that governs it — producing a defensible, citable coverage read.
Every output ships with a confidence score and a trace back to its source, page, and line — nothing asserted without a citation.
Built for the people who actually decide.
Every client demands faster turnaround while your headcount stays flat.
Perceiva absorbs volume spikes without adding seats — SLAs stay green.
Cycle time and leakage eat your loss ratio while adjusters retire faster than you hire.
Straight-through-process the routine 70% and route the rest pre-built.
Slow coverage decisions erode trust with insureds and put your book at risk.
Faster decisions mean happier insureds, better retention, higher NPS.
Claims admin overhead is a cost center with no clear ROI story.
Get carrier-grade reads without building an internal claims desk.
The AI never approves or denies. That's the point.
Human-in-the-loop decision-making isn't a limitation we're working around — it's a deliberate feature of how we build for regulated insurance work. The system prepares, cites, and recommends. Your people decide.
Honest pricing for the design-partner cohort.
One price. No per-seat tax. Cancel any month.
- Full document ingestion for one line of business
- Coverage reads with clause-level citations
- Audit-trail export on every file
- A direct channel to the founder
- Visibility into the SOC 2 roadmap
We charge for the reading, not the decision. Public tiers publish after the design-partner cohort. Carriers and TPAs get volume terms; no per-claim surprises.
Sits on top of what you already run.
Integrations shown are targets for the design-partner program.
I watched too many good adjusters burn their mornings — and their confidence — hunting a single clause across twenty documents. The reading was the bottleneck, never the judgment. So I built the system that does the reading to an audit standard and hands the decision back, fully cited, to the person actually accountable for it. Perceiva will never approve or deny a claim. That isn't a gap in the product — it's the whole point.
hello@perceiva.techRead every file. Decide in minutes.
We're onboarding a small group of design partners for 2026. If your team drowns in claim documents, let's talk.
No spam. One reply from the founder.